Prairie Centre Credit Union - Prairie Personal Chequing Accounts

Prairie Centre Chequing Accounts

Do we have the right chequing account for your daily online and in-branch banking? Absolutely! From low-fee and unlimited transactions to premium features and benefits, all you have to do is choose the account that’s just right for you and you’ll be on your way.

Prairie Value

Everything you need for daily banking for just $4 a month.

Monthly fee - $4
10 debit transactions
e-Transfers - $1
Paper statement fee - $3
Certified cheques and MTA (Manager's Trust Account) cheques - $6.50
e-Statement fee - $0

Open an Account

Prairie Digital

Convenient and all-digital for just $6 a month.

Monthly fee - $6
UNLIMITED self-serve debit transactions
Minimum monthly balance FEE WAIVER - $5,000
Free e-Transfers
$3 per in-branch debits
Paper statement fee - $3
Certified cheques and MTA (Manager's Trust Account) cheques - $6.50
e-Statement fee - $0

Open an Account

Prairie Plus

Unlimited debit transactions – for only $15 a month.

Monthly fee - $15
Minimum monthly balance FEE WAIVER - $5,000
UNLIMTED debit transactions
Free e-Transfers
Paper statement fee - $3
Certified cheques and MTA (Manager's Trust Account) cheques - $6.50
e-Statement fee - $0

Open an Account

Prairie Premium

Our top-of-the-line account, complete with premium benefits for only $28 a month.

Monthly fee - $28
Interest bearing
Minimum monthly balance FEE WAIVER - $7,500
UNLIMITED debit transactions
Free e-Transfers
Paper statement fee - $3
e-Statement fee - $0
Overdraft protection - up to $5,000 (OAC)
100 complimentary personalized cheques annually
Annual fee reimbursement on any Canadian Collabria credit card product
$35 annual discount on any Prairie Centre safety deposit box rental
Free stop payments, certified cheques, and MTA (Manager's Trust Account) cheques
Free Non-Credit Union ATM Services

Open an Account

Prairie Heritage

At $4 a month or free with a minimum monthly balance, this account provides great value.

For members 60 and older

Monthly fee - $4
Interest bearing
Minimum monthly balance FEE WAIVER - $5,000
30 debit transactions
E-transfers - $1
Paper statement or e-statement fee - $0
Free certified cheques and MTA (Manager's Trust Account) cheques
Stop payment - $5.00

Open an Account

Prairie Step One

Especially for students, this zero-fee account is a smart choice.

For members under 22

Monthly fee - $0
UNLIMITED debit transactions
Free e-Transfers
Paper or e-Statement fee - $0
Certified cheques and MTA (Manager's Trust Account) cheques - $6.50

	Prairie Value	Prairie Digital	Prairie Plus	Prairie Premium	Prairie Heritage	Prairie Step One
Description	Basic Package	Save by doing it yourself	Basic Unlimited Package	Unlimited Package w/ Added Benefits	Members over 60	Youth Savings for members under 22
Monthly Fee	$4.00	$6.00	$15.00	$28.00	$4.00	Free
# of Debit Transactions	10	Unlimited Self Serve	Unlimited	Unlimited	30	Unlimited
Minimum Monthly Balance Fee Waiver	N/A	$5,000	$5,000	$7,500	$5,000	N/A
Interest Bearing Eligible	N/A	N/A	N/A	Yes	Yes	N/A
Paper Statement	$3.00	$3.00	$3.00	$3.00	Free	Free
E-Transfers	$1.00 per E-Transfer	Free	Free	Free	$1.00 per E-Transfer	Free
Digital Banking online service, Mobile App, MEMBERCARD® debit card	Included	Included	Included	Included	Included	Included
Credit Union ABM*	Ding Free	Ding Free	Ding Free	Ding Free	Ding Free	Ding Free
Non Credit Union ABM¹	$2.00	$2.00	$2.00	Free	$2.00	$2.00
International ABM¹	$4.00	$4.00	$4.00	$4.00	$4.00	$4.00
Over Draft Protection (OAC)	Regular Fee	Regular Fee	Regular Fee	Up to $5,000 no fee	Regular Fee	Regular Fee
Personalized Cheques	Available	Available	Available	100 Free/Yr	Available	Available
Safety Deposit Box Discount	N/A	N/A	N/A	$35 Discount/Yr	N/A	N/A
Drafts	$8.50	$8.50	$8.50	$8.50	$8.50	$8.50
Certified Cheques	$6.50	$6.50	$6.50	Free	Free	$6.50
Manager's Trust Cheques (MTA)	$6.50	$6.50	$6.50	Free	Free	$6.50
Stop Payment	$5.00	$5.00	$5.00	Free	$5.00	$5.00
Collabria Annual Fee Reimbursement	N/A	N/A	N/A	Yes	N/A	N/A
Per Item Fees	In-Branch - $1.00 Self Serve - $0.60	In-Branch - $3.00	N/A	N/A	In-Branch - $1.00 Self Serve - $0.60	N/A